Buying and selling

Insurance groups: what are they, who sets them and which is your car in?

insurance groups
How cars behave in crashes is fundamental to which insurance group they are in (Picture iStock/monkeybusinessimages)

If you’re thinking of changing your car, how much you pay for insurance may be important to you. To help with this, all cars sit in insurance groups. Knowing about a car’s grouping will enable you to do an accurate, back-to-back comparison with other models you might be interested in.

Read on to find out what an insurance group is and how to find out what group a car is in.

What is an insurance group?

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Flood damaged cars: how to avoid buying a motor that’s had a soaking

flood damaged cars
Once it’s been dried out, would you know this car has been partially submerged? (Picture iStock/ProjectB)

Rain and flooding might be in the news at the moment. But anyone buying a used motor over the next few months has got the prospect of purchasing flood damaged cars to look out for.

Having a good soaking in a flood can cause a car to have numerous problems, not all of them immediately evident. Follow our tips to tell if the car you’re thinking of buying is flood damaged.

Look at the windows

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Is it really possible for the UK to go all-electric by 2032?

all-electric by 2032
From 2032 this could be the reality for new car buyers (Picture iStock/PlargueDoctor)

Electric cars are the future of motoring. The government has revealed that petrol, diesel and hybrid cars will be banned from sale by 2035 at the latest. And it is aiming for new car sales to be all-electric by 2032.

It’s certainly an ambitious target but is it possible? In 2018, the Confederation of British Industry described making electric cars affordable as ‘the biggest challenge since the space race’. Has it got any easier since then? And will car companies be able to cope with the added demand? Read on for some answers.

Are there enough charging points?

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Tomorrow’s world today: new technology we’ll see on our motors in 2020

new technology
Cars monitoring their driver for tiredness is becoming increasingly common (Picture Mazda)

The car industry is developing new technology faster than ever before. Here we investigate some of the great kit that will be fitted to new cars and should be available to buyers during 2020. It’s making cars ever safer and more user friendly. Read on for eight innovations that are on their way.

Upgrade your car after you’ve bought it

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Cars are ‘better value for money’ than they were

value for money
New MINI has much more kit that its 60-year old predecessor (Picture MINI)

If you’ve decided 2020 is the year you’ll upgrade your motor, you could be in for a nice surprise. On paper, cars might look scarily expensive. But they’re actually more attainable for most of us than they’ve ever been. And new research suggests they offer better value for money too.

When we buy a modern car, there’s a very good chance it’ll be safer, comfier, more reliable, better equipped, more environmentally friendly and use less fuel than its equivalent from previous decades.

Car maker Mini has found proof of how the real cost of cars hasn’t really increased over the last 60 years, despite dramatic improvements in technology.

The cost of cars in 1959

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New MOT test is tougher but more cars pass it

new mot test

The government revamped the MOT test in May 2018 to make it tougher. But its first year in operation has seen a significant decrease in the number of vehicles failing the annual test.

Under the previous rules, around four in 10 cars (about 40 per cent) that took their MOT every year failed it. However, the first year of the new tougher test saw only about one in three cars (33 per cent) declared unroadworthy by testers.

Millions of cars taken off the road

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Car recycling: find out what happens when your car is scrapped

Modern scrap yards don’t look much different to old ones. But they must recycle extensively. (Picture Honda)

Thankfully, we’re becoming more aware of the impact the things we make and use have on the environment. And that includes what we drive. Car recycling is now a vital part of the motoring process. Here’s what it involves and the lengths the industry takes to recycle your car.

Goodbye scrap yard

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Punctured tyre? We look at the best solutions

Punctured tyre
This doesn’t have to be you if you’ve had a puncture (Picture iStock/Bobex-73)

Had a punctured tyre recently? If so, how did you deal with it? Chances are you didn’t change the wheel at the roadside. Not because you couldn’t be bothered but because spare wheels are considered old tech by most car makers now.

More than 90 per cent of new cars are sold without a spare wheel as standard. Drivers can often specify one as an optional extra (they cost between about £100 and £300 depending on the car), so it’s worth checking whether that box has been ticked by a previous owner if buying a used car.

If it hasn’t, what are your choices and are they any good? We investigate three puncture solutions.

What is a run-flat tyre?

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Is now the right time for drivers to switch to buying electric cars?

Buying electric cars

Is it time for more of us to head down electric avenue? (Picture © Nissan)

A new report reveals that the time could be right for drivers to start buying electric cars. Currently, sales of battery powered motors are tiny compared with conventionally fuelled vehicles. That will eventually change with the government demanding all new cars sold from 2040 are electric. But drivers who switch now could reap significant rewards immediately.

Why is now the time to go electric?

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Your car’s colour might make its value plunge

car's colour

You could well pay for choosing a wacky colour like this (Picture Volkswagen)

Experts say you should think carefully before choosing an outlandish shade for your car’s colour. That’s because your motor’s paintwork has a bigger influence on its value than you might think.

Recently, reality TV star Katie Price put her Barbie pink Range Rover up for sale. However, experts reckon that its colour alone could have knocked as much as £3000 off its estimated £22,900 value. If you’re buying a new or used car, what impact will its colour have on the price you pay and what you sell it for? Read on to find out.

Which car colours lose value?

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