Most drivers are well aware of the word ‘whiplash’ even if they’ve never experienced the physical discomfort it can bring. That’s because Britain has been called the ‘whiplash capital of Europe’, with 80 per cent of personal injury claims following a car crash involving whiplash.
The government says one whiplash claim is paid out every 60 seconds, and has launched a consultation as it attempts to tackle the problem. Things have got so bad, jokes have been made about the Britain’s drivers having the weakest necks in the world. But it’s no laughing matter.
The majority of whiplash claims are believed to be bogus claims, estimated to add an extra £1bn to UK drivers’ insurance bills – or £93 for every premium.
And according to Matthew Avery, an expert in car safety, only 10 per cent of claims are from people who have suffered serious injury with long-term side effects.
So how can drivers ensure they aren’t one of the few who suffer serious injury from whiplash?
Do you know who’s got your car keys? Drivers are being urged to do more to protect their cars amid increasing car crime. According to new research, nearly half of drivers (43 per cent) will happily give their car keys to a complete stranger. That is compared to just one in 10 (11 per cent) who would do the same with their house keys.
The revelations come as the police, insurance bodies and car industry launch a campaign to make car drivers more aware of security. The latest figures show that car crime increased by 8 per cent in the first three months of 2016. Further demonstrating how serious the problem could become, the number charged with interfering with a motor vehicle was up by 19 per cent over the previous 12 months. This is a crime where the accused are caught attempting to steal or break into a car.
To help owners keep their cars safe, we’ve published the authorities’ 10-point plan for improved car security. Continue reading
Some Volvos now have Pilot Assist which takes complete control at low speeds (Picture © Volvo)
Driverless cars will be a reality within a decade and a proposed new bill that’s part of the Queen’s Speech will pave the way for it. The Queen has revealed legislation that will be introduced to allow driverless cars to be insured with regular policies. The government hopes it will result in cars that are autonomous (control themselves) becoming a common sight by 2025.
Currently, the insurance industry believes 94 per cent of crashes are caused by human error. Driverless cars would cut this figure significantly. Independent organisation Thatcham Research, which works with the insurers to assess how expensive cars are to repair, has put together this timeline on how we’ll move into a world of driverless cars. Continue reading