The good news for car drivers is insurance premiums could fall next year. The bad news is this year, the risk of being a victim of insurance fraud could increase. And drivers should be aware they’re being targeted in another scam called ‘click to call’. Read on to find out how motor insurance fraud is changing.
How to prevent whiplash: a guide to adjusting car seat head restraints
Most drivers are well aware of the word ‘whiplash’ even if they’ve never experienced the physical discomfort it can bring. That’s because Britain has been called the ‘whiplash capital of Europe’, with 80 per cent of personal injury claims following a car crash involving whiplash.
The government says one whiplash claim is paid out every 60 seconds, and has launched a consultation as it attempts to tackle the problem. Things have got so bad, jokes have been made about the Britain’s drivers having the weakest necks in the world. But it’s no laughing matter.
The majority of whiplash claims are believed to be bogus claims, estimated to add an extra £1bn to UK drivers’ insurance bills – or £93 for every premium.
And according to Matthew Avery, an expert in car safety, only 10 per cent of claims are from people who have suffered serious injury with long-term side effects.
So how can drivers ensure they aren’t one of the few who suffer serious injury from whiplash?