UK road rules

Vehicle insurance or breakdown cover: what covers what

picture showing the back of a line of parked cars

We talk about breakdown cover a lot, it’s our bread and butter. But sometimes it can be confused with vehicle insurance – something you legally need to drive in the UK.

Breakdown cover is a form of insurance for your vehicle. But, it isn’t vehicle insurance. Nice and confusing, we know.

So, to simplify things a bit, let’s break down what vehicle insurance actually is (and how it’s different from breakdown cover).

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