Where do you keep your driving licence and is it safe? These are questions every driver should be asking after it was revealed that nearly one million licences were lost or stolen last year.
As if the hassle of applying and paying for a replacement licence wasn’t aggravation enough, security experts warn that lost or stolen licences can’t be cancelled. The result is crooks can continue to use another person’s driving licence as identification.
Victims of identify fraud can find that bank accounts have been opened in their name. Hire cars might have been stolen using their credentials. And new-car finance contracts could be applied for using stolen ID. To help drivers safeguard their licence and identity, here is the advice from the Driver and Vehicle Licensing Agency (DVLA).
What’s the scale of the problem?
When did you last look at your driving licence? And if you have looked at it recently, did you know that you have to update it every 10 years or risk a hefty fine?
You won’t be alone if you haven’t. According to a new survey, 4 per cent of the UK’s 37.5 million driving licence holders have the wrong address on their licences. That means there are 1.5m drivers whose licences have incorrect information on them. Another 2.2m driving licences have expired completely. If the Driver Vehicle Licencing Agency (DVLA) could track them all down – unlikely as it doesn’t have a valid address for nearly half of them – and impose the maximum fine, the government would be £3.7bn better off.
What’s the penalty?
The number of drivers banned from the road for dangerous driving rocketed last year. Driver and Vehicle Licensing Agency (DVLA) figures show that 5179 drivers lost their licence for driving dangerously in 2016. The figure was up by nearly a third (29 per cent) compared with the year before.
The stats show that young adults between the ages of 26 and 35 are the most likely to be disqualified. The Highway Code states: “In the case of serious offences, such as dangerous driving and drink-driving, the court must order disqualification.” The ban is for 12 months. Drivers can also be slapped with an endorsement on their licence of between three and 11 points. But how long will those points stay there after their ban is over? Here’s all you need to know.
How long are points valid?