Used car buying guide

New insurance categories to make write-off cars easier for buyers to spy

insurance categories

It might not take that much damage for a car to be written off. But can it be put back on the road?

From October 2017 onwards, the insurance categories for damaged cars change. Where once these categorisations went neatly from A to D, they now go A, B, S, and N. The classes have been changed in a bid to ensure fewer dangerously crash-damaged cars end up being put back on the road. We look at what’s been done, what it means for drivers and whether it’ll make a difference.

What are insurance write-off categories?

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New car add-ons: Do you really need them?

new car add-ons

They might not be smiling as much when they realise they’ve paid over the odds for a product they don’t need…

September is one of the busiest months for new car sales. For the tens of thousands of drivers upgrading their car, one thing’s certain: they won’t escape the dealership without being offered a host of new car add-ons which will come with the promise of protecting their investment. But do drivers really need them?

For sales executives, extras such as GAP insurance, wheel and tyre protection, an extended warranty and pre-paid servicing are ways of getting extra money out of customers. Just as extended warranties are a tried and trusted means of electrical goods retailers getting customers to pay more for their purchases, so are new car add-ons. We look at the most popular and assess whether they’re worth ticking on the list or flicking and ignoring.

New car add-ons: servicing packages

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Used car buying guide: super-saver plug-in electric cars

Used car buying guide: super-saver plug-in electric cars, including the Renault Zoe, Nissan Leaf and Vauxhall Ampera

Plug-in electric cars do what they say on the tin: they feature an electric motor powered by a battery that can be charged by plugging into a mains electricity socket. Some plug-ins are purely electric, others come with a hybrid type of car that combines an electric motor with a petrol or diesel engine. Their attractions are obvious: low emissions and low running costs. But all require a leap of faith for first-time buyers, especially as when new they’re expensive. As used cars, however, they’re cheap. Here are three that are worth taking the plunge for… Continue reading

Eight essential checks when buying a used car

 

Essential research when buying a used car

(Picture © PistonHeads)

Buying a used car involves a degree of luck. But to adapt a quote from famous film producer Samuel Goldwyn: “The harder you work, the luckier you’ll get.” The mantra is one which used car buyers should follow, as the more background checks and research that are carried out, the less chance there is of buying a dodgy motor or being the victim of fraud. These eight checks will help steer drivers towards the used cars that are least likely to let them down.  Continue reading