ABI

Insuring young drivers: What’s the best way?

Insuring young drivers

She may be ready to drive. But are her parents ready for what it’ll cost?

For many young drivers, becoming 17-years old and being able to drive is one of the high points of their life. For many parents it means anxiety and extra expense. The majority of young drivers probably won’t be lucky enough to have their own car instantly, and are likely to have to borrow mum’s or dad’s.

This means parents must make insurance arrangements, but what impact does insuring young drivers have on a typical premium? And when it comes to covering a car in their name, what’s the best way to go about it? We get some answers by talking to experts and parents about their experiences.

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Driving test changes wanted to save young drivers’ lives

Driving test changes

Better driver training and a new test could cut casualties (Picture © Ford)

Driving test changes are being called for as the existing test hits 80 years-old. The insurance industry along with other experts are calling for alterations to bring it in line with driving conditions in the 21st Century. The driving test was made compulsory in April 1935. At the time, annual vehicle sales were measured in thousands rather than millions and car top speeds were bound by vehicle limitations rather than motorway speed restrictions. However, apart from including a written theory section, the driving test has barely changed over the intervening eight decades.  Continue reading

How young drivers can cut motoring costs

Not every young driver can afford a new car... But whatever they choose, the smaller and safer the better (Picture © Peugeot)

Not every young driver can afford a new car… But whatever they choose, the smaller and safer the better (Picture © Peugeot)

Being a young driver is a tricky business. Not only do they have the astronomical cost of fuel to contend with but they also get stung on the price of car insurance. And then of course there’s the purchase price of the car to consider as well. But there are some steps youngsters can take to cut the cost of driving.

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