Insurance premium

Number plates are the most popular illegal car modification

modification
Illegal number plates can be used to dodge number plate recognition cameras (Picture iStock/yevtony)

You’ve given your car a good clean but it still doesn’t quite say enough about you. What about a modification?

Perhaps a fancy new number plate that spells out your name. Or some tinted windows to make it look a bit more ‘gangsta’. Or even some tasty lights that illuminate the road beneath as you drive along.

Of course we’re not against freedom of expression. But there are laws that must be abided by when it comes to car modifications, even if those changes are just cosmetic. New research by Comparethemarket has revealed the most popular modifications that have landed drivers in hot water.

Number plates the most common illegal mod

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Insurance premiums may fall in 2021 but fraud is up this year, drivers warned

insurance premiums
Fraudulent crashes seem to be increasing before the government clamps down on whiplash fraud (Picture: iStock/Monkeybusinessimages)

The good news for car drivers is insurance premiums could fall next year. The bad news is this year, the risk of being a victim of insurance fraud could increase. And drivers should be aware they’re being targeted in another scam called ‘click to call’. Read on to find out how motor insurance fraud is changing.

Why may insurance premiums fall?

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Motor insurance: What you are and aren’t covered for

Motor insurance

You don’t want this to happen before you discover that you’re not covered

Motor insurance used to be so simple. You bought comprehensive cover and you were pretty much covered. Or so most of us thought. But as insurers have worked hard to make the cost of premiums appear more attractive, so drivers are less likely to be insured for the things that many of us take for granted. Read on to see what your insurance premium may not include, perhaps contrary to what you might think. Continue reading

Insuring young drivers: What’s the best way?

Insuring young drivers

She may be ready to drive. But are her parents ready for what it’ll cost?

For many young drivers, becoming 17-years old and being able to drive is one of the high points of their life. For many parents it means anxiety and extra expense. The majority of young drivers probably won’t be lucky enough to have their own car instantly, and are likely to have to borrow mum’s or dad’s.

This means parents must make insurance arrangements, but what impact does insuring young drivers have on a typical premium? And when it comes to covering a car in their name, what’s the best way to go about it? We get some answers by talking to experts and parents about their experiences.

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