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Caught on camera: should every driver have a dash cam in their car?

Caught on camera should every driver have a dash cam in their car

Drivers could be forgiven for thinking almost every other car, van, lorry or motorbike has a dash cam fitted to it. The pocket-size portable video devices have boomed in popularity, with an estimated four million dashboard-mounted cameras now on Britain’s roads.

And that number is only set to rise. When 29 leading vehicle insurers were questioned about dash cams, all said they would consider accepting dash cam footage in the event of a claim. Some companies go so far as to offer discounts to drivers for using a dash cam.

However, one of the UK’s leading road safety organisations has spoken out over concerns that footage from dash cams might take traffic police off the roads. And privacy campaigners have slammed the phenomenon of ‘vehicle voyeurs’. These are drivers who publicly share footage of other road users without their consent. Find out how objections are increasing to this widespread and relatively new gadget.

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What your car insurance premium pays for and how to spend less

car insurance premiums

Whiplash can be a legitimate complaint. But it’s so hard to prove there are calls to make claiming harder to cut down on fraud

Drivers can now work out exactly what their car insurance premium pays for – and it’s probably not what you think. The Association of British Insurers (ABI) has broken down the cost of premiums to show the different elements we pay for when our annual renewal is due. It wants to use the stats to encourage the government to speed up reforms which it hopes will cut the cost of cover for drivers.

By far the biggest part of our car insurance is in pay outs for personal injuries. These account for more than a third (37 per cent) of every driver’s premium. With the average driver paying £434 a year for cover, that’s £161 from every driver in the UK going on injury compensation.

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